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Model your actual loans, compare every strategy, and know exactly when you'll be debt-free — all in one spreadsheet.
Choose your version
Free
$0
Perfect if you have 5 or fewer loans and want a simple, structured payoff plan.
Most popular
Premium
$
25
The full workbook. More loans, more strategies, and every tool you need to plan and track your entire payoff journey.
Model multiple strategies
Avalanche, snowball, custom priority
— run every scenario with your
actual numbers.
Track every loan in one place
Up to 20 loans, individual start
dates, full amortization
schedules built in.
Know your debt-free date
See exactly when each loan is paid
off and what it costs to get there
faster.
THE PRODUCT
Not just track them.
Full dashboard overview
Every loan, every strategy, every milestone — in one view.
Strategy comparison
Avalanche vs. snowball vs. your own priority order.
Payment tracker
Log payments, track progress, and see upcoming milestones.
Compare features
Feature
Free
Premium
Core Setup
5 max
20 max
10 years
35 years
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✓
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Payoff Strategies
✓
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✓
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✓
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Schedules & Tracking
5 loans, 10yr
20 loans, 35yr
Basic
Full
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Student Loan Tools
✓
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See it in action
Watch before you download
See exactly how the workbook works — then decide which version is right for you.
Ready to take control?
Pick the version that fits where you are right now.
You can always upgrade when you're ready.
Free
$0
5 loans, core strategies, and a
structured payoff plan — no credit card
needed.
Premium
$
25
The full toolkit. 20 loans, every strategy,
full dashboard, and complete tracking.